It is important for everyone to consider investing for the future and this is because no one knows what the future entails... If at all you have never invested in your life and would want to start... know that it is very possible for you to start with any amount of money you may be having and the possibility of the investment paying off is very high. Most people shy away from investing because they assume it is a rich man’s thing but know that the rich man stays rich because he knows that investing whatever he has will always keep him rich.... It is possible to start with as little money as $20 and one of the known ways of investing small amounts such as that is through Dividend Reinvestment Plans (DRPs), which are also known as Drips. These together with Direct Stock Purchase Plans (DSPs) give you the opportunity to bypass Brokers who charge high commissions and enable you buy directly from companies or their agents..... If you are good with investing over $100.... then an index fund is the ideal one for you since it is an investment that has a return of about 10% a year. Some index funds such as Individual Retirement Accounts (IRAs) require a restricted amount of $250 for you to call yourself the owner. After that initial investment, you can then add as much as you like and as frequently as you would want to and no additional costs or commissions will be accrued...... Try investing today for the betterment of your future and you will be glad that you did!